:root{--paper:#fcfaf7;--white:#fff;--ink:#26312f;--muted:#646963;--gold:#92702c;--gold-light:#f2e8d3;--rose:#f8eef1;--line:#e8e4dc;--danger:#9c4834;--body:"PingFang SC","Microsoft YaHei",sans-serif;--number:"Avenir Next","Helvetica Neue",var(--body)}
*{box-sizing:border-box}body{margin:0;background:var(--paper);color:var(--ink);font:14px/1.6 var(--body);-webkit-font-smoothing:antialiased}button,input,select{font:inherit;color:inherit}button,select{cursor:pointer}button,a,select,input{-webkit-tap-highlight-color:transparent}button{border:0;background:none}button:focus-visible,a:focus-visible,input:focus-visible,select:focus-visible{outline:3px solid #b38c42;outline-offset:3px}a{color:var(--gold)}[hidden]{display:none!important}.topbar{height:76px;border-bottom:1px solid var(--line);display:flex;justify-content:space-between;align-items:center;max-width:1380px;margin:auto;padding:0 36px}.brand{display:flex;gap:12px;align-items:center;font-weight:600;letter-spacing:.04em;font-size:16px}.brand-mark{height:32px;width:32px;display:grid;place-items:center;border:1px solid var(--gold);border-radius:9px;color:var(--gold);font:20px var(--number)}.brand-sub{margin-left:12px;color:var(--muted);font-size:13px;font-weight:400;letter-spacing:0}.edition{font:12px var(--number);border:1px solid #daccb1;border-radius:30px;padding:5px 12px;color:var(--gold)}main{max-width:1380px;margin:auto;padding:32px 36px 50px}.intro{margin-bottom:24px}.intro h1{font:600 30px/1.4 "Songti SC","STSong",serif;letter-spacing:.03em;margin:0 0 7px}.intro p{margin:0;color:var(--muted);font-size:13px}.workspace{display:grid;grid-template-columns:340px minmax(0,1fr);gap:32px;align-items:start}.controls{position:sticky;top:20px;min-width:0}.budget-panel{background:var(--white);border:1px solid var(--line);border-radius:18px;padding:22px}.segmented{display:flex;background:#f3f1ec;border-radius:9px;padding:4px;gap:3px}.segmented button{flex:1;border-radius:6px;min-height:36px;font-size:13px;padding:5px;white-space:nowrap}.segmented button[aria-pressed=true]{background:var(--ink);color:#fff;box-shadow:0 2px 4px #26312f10}.budget-panel>label{display:block;color:var(--muted);margin-top:22px;font-size:12px}.amount-field{display:flex;align-items:baseline;border-bottom:1px solid #b49b63;margin:2px 0 7px;padding:2px 0 6px;gap:8px}.amount-field>span:first-child{font:27px var(--number);color:var(--gold)}.amount-field input{font:500 44px/1.25 var(--number);width:100%;min-width:0;border:0;background:none;outline-offset:0;letter-spacing:-.03em}.unit{white-space:nowrap;color:var(--muted);font-size:13px}.helper{color:var(--muted);font-size:11px;margin:8px 0 0}.input-error{font-size:12px;color:var(--danger);margin-bottom:0}.quick-choices{display:flex;align-items:center;gap:5px;flex-wrap:wrap;margin-top:17px}.quick-choices>span{width:100%;font-size:11px;color:var(--muted);margin-bottom:2px}.quick-choices button{font-size:11px;min-height:32px;background:#f8f6f0;border:1px solid var(--line);padding:4px 9px;border-radius:7px}.quick-choices button:hover{background:var(--gold-light)}.allocation{display:grid;grid-template-columns:repeat(4,1fr);gap:7px;margin-top:20px}.allocation div{border-top:2px solid #d5bc83;padding-top:6px}.allocation small{font-size:10px;color:var(--muted);display:block}.allocation strong{display:block;font:600 16px var(--number);margin-top:3px}.allocation span{font-size:10px;color:var(--muted)}.filter-panel{padding:20px 2px 0}.section-label{display:flex;align-items:center;justify-content:space-between;margin-bottom:10px}.section-label h2{font-size:14px;margin:0}.text-button{font-size:12px;color:var(--gold);min-height:34px}.filter-panel label{display:block;font-size:12px;margin-bottom:6px}.filter-panel>.helper{margin-bottom:16px}.filter-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px 10px}select{width:100%;height:42px;border:1px solid #d8d8cf;border-radius:8px;padding:0 30px 0 10px;background:#fff;font-size:12px;overflow:hidden;text-overflow:ellipsis;appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8'%3E%3Cpath d='m1 1 5 5 5-5' stroke='%23646963' stroke-width='1.5' fill='none'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 10px center}.calculation-note{font-size:11px;line-height:1.9;color:var(--muted);margin-top:22px;border-top:1px solid var(--line);padding-top:14px}.results-panel{min-width:0}.fx-note{border:1px solid #e7ddc8;background:#f8f3e8;border-radius:11px;padding:12px 16px;margin-bottom:22px}.fx-note>div{display:flex;align-items:center;gap:8px;font-size:12px;flex-wrap:wrap}.fx-symbol{font-size:18px;color:var(--gold)}.fx-note a{margin-left:auto;font-size:10px;text-decoration:none}.fx-note p{font-size:11px;color:var(--muted);margin:4px 0 0;line-height:1.7}.results-toolbar{display:flex;justify-content:space-between;align-items:center;gap:10px}.results-toolbar h2{font-size:19px;margin:0}.results-toolbar h2 span{font-size:12px;font-weight:400;color:var(--muted);margin-left:6px}.results-toolbar p{font-size:12px;color:var(--muted);margin:3px 0 0}.results-toolbar select{height:36px;width:180px;background-color:transparent;font-size:11px}.ranking-note{font-size:10px;color:var(--muted);margin:10px 0 20px}.group-title{display:flex;align-items:center;justify-content:space-between;margin:20px 0 10px;padding:10px 0;border-bottom:1px solid #cdb888}.group-title h3{font-size:16px;letter-spacing:.04em;margin:0}.group-title span{font-size:11px;color:var(--muted)}.product-card{background:#fff;border:1px solid var(--line);border-radius:13px;margin-bottom:12px;overflow:hidden}.product-head{padding:15px 18px 12px;display:flex;justify-content:space-between;align-items:flex-start;gap:12px}.product-title{display:flex;gap:12px;align-items:center;min-width:0}.company-mark{display:grid;place-items:center;flex-shrink:0;width:38px;height:38px;border-radius:10px;background:var(--company-bg);color:var(--company-color);font-size:15px;font-weight:600}.product-head h4{font-size:15px;font-weight:600;margin:0;line-height:1.5}.product-head .company{font-size:10px;color:var(--muted);margin-bottom:2px}.year-badge{white-space:nowrap;background:#f4f3ed;padding:4px 9px;border-radius:6px;font-size:11px}.premium-line{padding:0 18px 12px;font-size:11px;display:flex;gap:18px;color:var(--muted)}.premium-line strong{color:var(--ink);font-weight:500;font-family:var(--number)}.quote-grid{display:grid;grid-template-columns:1fr 1fr;border-top:1px solid #f0ede7}.quote-grid.single{grid-template-columns:1fr}.quote{padding:13px 18px;background:#fdfcfa}.quote+.quote{border-left:1px solid var(--line);background:#faf8f6}.quote-top{display:flex;justify-content:space-between;align-items:center;gap:8px;margin-bottom:8px;font-size:11px}.identity{font-size:11px;font-weight:600}.rate{color:var(--muted);font-size:10px}.rate strong{font:600 14px var(--number);color:var(--ink)}.quote-money{font:600 24px/1.3 var(--number);letter-spacing:-.025em;white-space:nowrap}.quote-money small{font:10px var(--body);margin-right:4px;color:var(--muted);letter-spacing:0}.hkd{font-size:11px;color:var(--gold);margin-top:4px;font-family:var(--number)}.hkd strong{font-weight:500}.amount-caption{font-size:10px;color:var(--muted);margin-bottom:1px}.unavailable{font-size:12px;color:var(--danger);margin:7px 0}.product-card details{padding:8px 18px;font-size:10px;border-top:1px solid var(--line);color:var(--muted)}summary{cursor:pointer;min-height:24px;display:flex;align-items:center;justify-content:space-between;list-style:none}summary::-webkit-details-marker{display:none}summary:after{content:'+';font-size:15px}details[open] summary:after{content:'−'}.activity-details{padding:6px 0 4px;line-height:1.9}.activity-details p{margin:2px 0}.minimum-note{padding:8px 18px;font-size:11px;background:#fff7eb;color:var(--danger);border-top:1px solid #f0e3cf}.empty{border:1px dashed #cbbd9e;border-radius:14px;padding:40px 20px;text-align:center;color:var(--muted)}.empty strong{display:block;font-size:16px;color:var(--ink);margin-bottom:5px}.warning{padding:12px 16px;border-radius:9px;background:#fff1e6;color:var(--danger);font-size:12px;margin-bottom:15px}footer{text-align:center;color:var(--muted);font-size:11px;line-height:1.9;border-top:1px solid var(--line);margin-top:35px;padding-top:20px}.sr-only{position:absolute;width:1px;height:1px;padding:0;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.mobile-jump{display:none}html{scroll-behavior:smooth;scroll-padding-top:14px}
@media(min-width:1250px){.quote-grid{grid-template-columns:1fr 1fr}.quote{display:grid;grid-template-columns:1fr auto;column-gap:10px}.quote-top{grid-column:1/-1}.quote-money{grid-row:2/4;grid-column:2;align-self:center}.amount-caption{align-self:end}.hkd{grid-column:1/-1}}
@media(max-width:900px){.topbar{padding:0 22px}main{padding:24px 22px 40px}.workspace{grid-template-columns:285px minmax(0,1fr);gap:20px}.budget-panel{padding:17px}.quote-money{font-size:20px}.quote{padding:12px}.product-head{padding:14px 12px 10px}.product-head h4{font-size:14px}.company-mark{display:none}.premium-line{padding:0 12px 10px;gap:10px;font-size:10px}.quote-top{flex-wrap:wrap;gap:3px}.rate{width:100%}.results-toolbar{flex-wrap:wrap}.results-toolbar select{width:180px}}
@media(max-width:700px){.topbar{height:60px;padding:0 18px}.brand{font-size:14px;gap:9px}.brand-sub{font-size:11px;margin-left:7px}.brand-mark{width:28px;height:28px;font-size:17px}.edition{font-size:10px;padding:4px 9px}main{padding:20px 16px 82px}.intro{margin-bottom:17px}.intro h1{font-size:24px;letter-spacing:.01em}.intro p{font-size:11px}.workspace{display:block}.controls{position:static}.budget-panel{padding:16px;border-radius:14px}.budget-panel>label{margin-top:16px}.amount-field input{font-size:40px}.amount-field{margin-bottom:4px}.quick-choices{margin-top:13px;gap:7px}.quick-choices>span{width:auto;margin:0;font-size:10px}.quick-choices button{font-size:10px;min-height:32px;padding:4px 7px}.allocation{margin-top:14px}.allocation strong{font-size:16px}.filter-panel{padding:15px 0 0}.section-label{margin-bottom:4px}.filter-panel>.helper{margin:6px 0 12px}.filter-grid{gap:10px}.filter-panel label{font-size:11px;margin-bottom:4px}.segmented button{min-height:36px}.filter-grid select{font-size:12px;height:42px}.calculation-note{margin-top:12px;padding:0;border:0;font-size:10px;line-height:1.6}.calculation-note br{display:none}.fx-note{margin:18px 0;padding:10px 12px}.fx-note>div{font-size:11px;gap:6px}.fx-note a{font-size:9px}.fx-note p{font-size:10px;line-height:1.6}.results-toolbar h2{font-size:18px}.results-toolbar h2 span{font-size:11px}.results-toolbar{flex-wrap:nowrap;align-items:flex-start}.results-toolbar select{width:156px;font-size:10px;height:34px;padding-left:8px;padding-right:22px;background-position:right 7px center}.results-toolbar p{font-size:10px}.ranking-note{font-size:9px;margin-bottom:10px}.group-title{margin:12px 0 10px;padding:8px 0}.group-title h3{font-size:15px}.group-title span{font-size:10px}.product-head{padding:13px 13px 9px}.product-head h4{font-size:14px}.company-mark{display:grid;width:33px;height:33px;font-size:13px;border-radius:8px}.product-title{gap:9px}.product-head .company{font-size:10px}.year-badge{font-size:10px}.premium-line{padding:0 13px 10px;font-size:10px;gap:16px}.quote{padding:11px 13px}.quote-top{display:flex;flex-wrap:nowrap;gap:3px;margin-bottom:8px}.rate{width:auto;font-size:9px}.rate strong{font-size:13px}.quote-money{font-size:23px}.quote-money small{font-size:9px}.hkd{font-size:10px}.product-card details{padding:7px 13px;font-size:10px}.mobile-jump{position:fixed;display:block;bottom:max(14px,env(safe-area-inset-bottom));left:50%;transform:translateX(-50%);background:var(--ink);color:#fff;border:1px solid #ffffff20;border-radius:30px;padding:11px 22px;text-decoration:none;box-shadow:0 4px 16px #26312f26;font-size:12px;white-space:nowrap;z-index:10}footer{font-size:10px}}
@media(max-width:360px){.quote-money{font-size:19px}.quote{padding:10px}.quote-top{flex-wrap:wrap}.rate{width:100%}.intro h1{font-size:22px}.brand-sub{display:none}.quick-choices{gap:4px}.quick-choices>span{display:none}}
.filter-toggle{display:none}.filter-panel{border:0}.filter-panel[open]>.filter-toggle:after{content:'−'}.money-long{font-size:20px}.hkd{overflow-wrap:anywhere}.premium-line{flex-wrap:wrap}
@media(max-width:700px){.filter-toggle{display:flex;min-height:48px;border-bottom:1px solid var(--line);font-size:13px;font-weight:600;gap:8px}.filter-toggle #filter-summary{font-size:10px;color:var(--muted);font-weight:400;margin-left:auto;max-width:65%;text-align:right}.filter-toggle:after{content:'+';font-size:17px;font-weight:400}.filter-panel{padding-top:8px}.filter-panel[open]>.section-label{margin-top:8px}.filter-panel:not([open])~.calculation-note{margin-top:9px}.money-long{font-size:17px}.fx-note{margin-top:14px}.allocation{margin-top:12px}.budget-panel>label{margin-top:12px}.quick-choices{margin-top:10px}.quote-money{letter-spacing:-.035em}}
@media(max-width:360px){.money-long{font-size:14px}.premium-line{gap:4px 9px}}
@media(max-width:700px){main{padding-top:16px}.intro{display:none}.budget-panel{padding:14px}.budget-panel>label{margin-top:10px}.amount-field input{font-size:38px}.controls .calculation-note{display:none}.ranking-note{display:none}.results-toolbar{margin-bottom:14px}.mobile-jump{bottom:max(12px,env(safe-area-inset-bottom))}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
.allocation{grid-template-columns:repeat(2,minmax(0,1fr))}.allocation strong{overflow-wrap:anywhere}.amount-field input{font-size:32px}.quick-choices>span{width:100%}
@media(max-width:360px){.amount-field input{font-size:29px}.quick-choices{gap:5px}.quick-choices button{padding:4px 6px}}
.filter-panel{background:var(--white);border:1px solid var(--line);border-radius:18px;padding:20px 22px;margin-top:16px}
@media(max-width:900px){.filter-panel{padding:17px}}
@media(max-width:700px){.filter-panel{padding:14px;border-radius:14px;margin-top:12px}.results-panel{margin-top:22px}}
.results-toolbar{border-bottom:1px solid #cdb888;padding-bottom:14px;margin-bottom:16px;align-items:center}
.comparison-scroll{overflow-x:auto;width:100%;border:1px solid var(--line);border-radius:10px;background:#fff}.comparison-table{border-collapse:separate;border-spacing:0;width:100%;min-width:760px;font-size:12px}.comparison-table th,.comparison-table td{padding:15px 12px;border-bottom:1px solid var(--line);text-align:left;vertical-align:middle;white-space:nowrap}.comparison-table thead th{background:#f3f0e8;color:var(--muted);font-size:11px;font-weight:500}.comparison-table .product-cell{white-space:normal;min-width:155px;font-weight:500;line-height:1.6}.comparison-table .insurer-cell{font-weight:600}.comparison-table .percent-cell,.comparison-table .commission-cell{text-align:right;font-family:var(--number);font-variant-numeric:tabular-nums}.comparison-table .commission-amount{font-weight:600;font-size:14px}.comparison-table tbody tr:last-child>*{border-bottom:0}.comparison-table tbody tr:hover>*{background:#faf8f3}.comparison-table .unavailable{font-size:11px}.comparison-table tr>:first-child{position:sticky;left:0;background:#fff;z-index:1}.comparison-table thead tr>:first-child{background:#f3f0e8;z-index:2}@media(max-width:700px){.comparison-table th,.comparison-table td{padding:13px 10px}.comparison-scroll{border-radius:8px}}
.filter-panel .section-label{margin-bottom:12px}.filter-panel .filter-grid{margin-top:20px;gap:18px 12px}.filter-panel .filter-grid label{margin-bottom:8px;color:var(--muted);font-weight:400}.filter-panel .filter-grid select{height:44px}
.comparison-table .premium-cell{text-align:right;font-family:var(--number);font-variant-numeric:tabular-nums}
.year-filter{grid-column:1/-1}.year-options{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:6px}.year-options button{min-height:40px;border:1px solid var(--line);border-radius:7px;font-size:12px;background:#fff}.year-options button[aria-pressed=true]{background:var(--gold-light);border-color:var(--gold);color:#76551d}.year-options button:hover{background:#f8f3e8}
.table-tools{display:flex;align-items:center;gap:8px;min-width:0}#column-picker{position:relative}#column-picker>summary{font-size:12px;border:1px solid #d8d8cf;border-radius:8px;padding:6px 10px;min-height:36px;gap:8px;white-space:nowrap}#column-picker>summary:after{content:'⌄';font-size:12px}.column-menu{position:absolute;right:0;top:calc(100% + 8px);z-index:20;background:#fff;border:1px solid var(--line);box-shadow:0 6px 20px #26312f18;border-radius:10px;padding:8px;width:174px}.column-menu label{display:flex;align-items:center;gap:8px;padding:7px 8px;font-size:12px;cursor:pointer}.column-menu input{accent-color:var(--gold);width:16px;height:16px}.comparison-table{min-width:0}.comparison-table .commission-highest{color:#c62828}.comparison-table .commission-second{color:#b85c00}@media(max-width:360px){.table-tools{gap:5px}.results-toolbar .table-tools select{width:142px}#column-picker>summary{padding:6px 8px}}
.customer-options{grid-template-columns:repeat(3,minmax(0,1fr))}.multi-filter{position:relative;min-width:0}.multi-filter>summary{height:44px;border:1px solid #d8d8cf;border-radius:8px;padding:0 10px;font-size:12px;gap:8px}.multi-filter>summary span{overflow:hidden;text-overflow:ellipsis;white-space:nowrap}.multi-filter>summary:after{content:'⌄';flex-shrink:0}.multi-menu{position:absolute;top:calc(100% + 6px);left:0;z-index:25;background:#fff;border:1px solid var(--line);box-shadow:0 6px 20px #26312f18;border-radius:9px;padding:6px;min-width:100%;width:210px;max-height:280px;overflow:auto}.multi-filter#product .multi-menu{left:auto;right:0}.filter-panel .multi-menu label{display:flex;align-items:flex-start;gap:8px;padding:8px 5px;margin:0;font-size:12px;color:var(--ink);cursor:pointer}.multi-menu input{width:16px;height:16px;flex-shrink:0;accent-color:var(--gold)}.filter-grid>div{min-width:0}
.year-options{grid-template-columns:repeat(5,minmax(0,1fr))}.customer-options{grid-template-columns:repeat(3,minmax(0,1fr))}
#sort{position:relative}#sort>summary{font-size:12px;border:1px solid #d8d8cf;border-radius:8px;padding:6px 10px;min-height:36px;gap:8px;white-space:nowrap}#sort>summary:after{content:'⌄';font-size:12px}.sort-menu{width:220px}.sort-menu label{white-space:nowrap}
.comparison-table th[data-column],.comparison-table td[data-column]{text-align:left}
.commission-highest{color:#c62828}.commission-second{color:#b85c00}
.mode-options{display:grid}.mode-options>div{grid-area:1/1;align-content:start}.mode-options>[hidden]{display:grid!important;visibility:hidden;pointer-events:none}
.annual-options{margin-top:18px;display:grid;gap:14px}.preset-row>span{display:block;font-size:11px;color:var(--muted);margin-bottom:6px}.preset-row>div{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:6px}.preset-row button{font-size:11px;min-height:42px;padding:6px 2px;white-space:nowrap;border:1px solid var(--line);border-radius:7px;background:#f8f6f0}.preset-row button:hover{background:var(--gold-light)}.preset-row button[aria-pressed=true]{border-color:var(--gold);background:var(--gold-light);color:#76551d}
@media(min-width:701px) and (max-width:900px){.preset-row button{font-size:9px}}
@media(max-width:360px){.preset-row button{font-size:10px}.preset-row>div{gap:4px}}
.total-options{display:grid;gap:14px;margin-top:18px}.total-row>span{display:block;font-size:11px;color:var(--muted);margin-bottom:6px}.total-row>div{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:8px}.total-options button{min-height:42px;padding:6px 5px;font-size:12px;border:1px solid var(--line);border-radius:7px;background:#f8f6f0;overflow-wrap:anywhere}.total-options button[aria-pressed=true]{border-color:var(--gold);background:var(--gold-light);color:#76551d}.total-options button:hover:not(:disabled){background:var(--gold-light)}.total-options button:disabled{opacity:.5;cursor:default}